< Back to Rewards

My GM Rewards Benefits & Tiers

Learn about earning and redeeming with the My GM Rewards Silver, Gold and Platinum tiers^†. Get an understanding of how it benefits you to move up through the tiers.

My GM Rewards Benefits & Tiers: Overview

There are three tiers^† in the My GM Rewards^† program – Silver, Gold and Platinum. Your tier status is based on:

New Vehicle^†/Lease spend

GM non-vehicle spend (paid GM Certified Service,^† eligible accessories,^† GM Genuine Parts and ACDelco parts,^† and most OnStar^®† plans)

Cardmember spend (if applicable)

Your spending progress measures how much you need to spend in each of these categories to advance to the next tier. 

Tier Reset

For Silver and Gold members: Spending progress toward the next tier^† for My GM Rewards^† members will reset in 2025. As a valued member, you will enjoy your current tier, unless you qualify for a new tier. 

For Platinum members: You will continue to enjoy your current tier in 2025. Your spending progress will also continue into the new year, thanks to Platinum Rollover Spend.

Important Notes:

The tier status and spending progress you achieved from purchasing an eligible, new GM vehicle or lease will be good for 3 years.

Cardmembers automatically start in the Gold tier.

For more information about spending progress, please visit our Q&As.

Tier Placement

Silver – Members who spend up to $44,999 on a combination of eligible, new GM vehicle(s) over a three-year period or up to $1,499 annually on paid Certified Service at participating dealerships, eligible accessories, GM Genuine Parts and ACDelco parts, and most OnStar^® plans^† qualify for the My GM Rewards Silver tier. Points expire upon account deactivation or after 5 years of account inactivity.

Gold – Members who spend between $45,000 and $109,999 on a combination of eligible, new GM vehicle(s) over a three-year period or between $1,500 and $2,499 annually on paid Certified Service at participating dealerships, eligible accessories, GM Genuine Parts and ACDelco parts, and most OnStar plans^† qualify for My GM Rewards Gold tier. My GM Rewards Cardmembers^† automatically start at the Gold tier and remain there as long as their account is in good standing or is not inactive. Gold tier member points do not expire.

Platinum – Members who spend more than $110,000 on eligible, new GM vehicle(s) over a three-year period, or more than $2,500 annually on paid Certified Service at participating dealerships, eligible accessories, GM Genuine Parts and ACDelco parts, and most OnStar plans^†, or more than $15,000 annual spend for My GM Rewards Cardmembers^† qualify for the My GM Rewards Platinum tier.

Platinum members get exclusive benefits throughout their membership. In addition, they benefit from dedicated GM Rewards Member Support Center advisors. Platinum member points do not expire. Platinum members and Cardmembers who spent enough in 2024 will also receive a credit on their Progress Trackers. This means you’ll get a head start on keeping your exclusive tier because you earned it with your GM spend.

Move Through Three Tier Levels

SILVER

GOLD

PLATINUM

New eligible GM vehicle purchase or lease based on MSRP value. Tier achieved good for 3 years.

$0 - $44,999

$45,000 - $109,999

$110,000+

Combined Yearly Spend on paid GM Certified Service, eligible Accessories, GM Genuine Parts and ACDelco parts, and most OnStar^® plans

$0 - $1,499

$1,500 - $2,499

$2,500+

Automatically start at Gold as a My GM Rewards Cardmember and move up to Platinum based on annual credit card spend.

N/A

Automatic Gold Tier

$15,000+

Members automatically begin in the Silver tier and can advance to Gold tier, then to Platinum tier. Each tier unlocks access to exclusive benefits.

Silver Tier My GM Rewards Member Benefits

Earn 1 point for every $5 spent on an eligible, new GM vehicle purchase^†
Earn 3 points for every $1 spent on paid GM Certified Service,^† eligible accessories,^† GM Genuine and ACDelco parts,^† and most OnStar^®† plans
Earn 2,500 points on an eligible Certified Pre-Owned vehicle purchase, a CarBravo vehicle purchase or a GM Protection Plan^†
Redeem points on an eligible, new GM vehicle purchase or lease^†
Redeem points on paid GM Certified Service,^† eligible accessories,^† GM Genuine Parts and ACDelco parts,^† most OnStar plans,^† GM Financial,^† and GM Protection Plan^†
Access to special offers

Gold Tier My GM Rewards Member Benefits

Earn 1 point for every $5 spent on an eligible, new GM vehicle purchase^†
Earn 3 points for every $1 spent on paid GM Certified Service,^† eligible accessories,^† GM Genuine and ACDelco parts,^† and most OnStar^† plans
Earn 2,500 points on an eligible Certified Pre-Owned vehicle purchase, a CarBravo vehicle purchase or a GM Protection Plan^†
Redeem points on an eligible, new GM vehicle purchase or lease^†
Redeem points on paid GM Certified Service,^† eligible accessories,^† GM Genuine Parts and ACDelco parts,^† most OnStar plans,^† GM Financial,^† and GM Protection Plan^†
Access to special offers 
Redeem up to $500 toward a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle^† purchase
Discounts on Official GM merchandise
Points don’t expire^†

Platinum Tier My GM Rewards Member Benefits

Earn 1 point for every $5 spent on an eligible, new GM vehicle purchase^†
Earn 3 points for every $1 spent on paid GM Certified Service,^† eligible accessories,^† GM Genuine and ACDelco parts,^† and most OnStar^† plans
Earn 2,500 points on an eligible Certified Pre-Owned vehicle purchase, a CarBravo vehicle purchase or a GM Protection Plan^†
Redeem points on an eligible, new GM vehicle purchase or lease^†
Redeem points on paid GM Certified Service,^† eligible accessories,^† GM Genuine Parts and ACDelco parts,^† most OnStar plans,^† GM Financial,^† and GM Protection Plan^†
Access to special offers 
Redeem up to $750 toward a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle^† purchase
Discounts on Official GM merchandise
Points don’t expire^†
Platinum Rollover Spend 
- Once you meet your Platinum tier spend requirements, any additional spend is automatically applied to the following year for a head start on maintaining your tier 
Invites to special GM experiences, such as trips, sporting events, concerts and more
Dedicated Member Support Specialist

Gold Tier My GM Rewards Cardmember Benefits

Earn 4 points^† for every $1 spent on every purchase, everywhere
Earn 7 total points^† for every $1 spent on paid GM Certified Service, eligible accessories, GM Genuine and ACDelco parts, and most OnStar plans
Redeem up to $1,000 toward a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle^† purchase
Fuel^† or EV^† Benefit
Vehicle Detailing Allowance^†

Cardmembers will still receive the following Rewards benefits, in addition to Cardmember-exclusive benefits:

Earn 2,500 points on an eligible Certified Pre-Owned vehicle purchase, a CarBravo vehicle purchase or a GM Protection Plan^†
Redeem points on an eligible, new GM vehicle purchase or lease^†
Redeem points on paid GM Certified Service,^† eligible accessories,^† GM Genuine Parts and ACDelco parts,^† most OnStar plans,^† GM Financial,^† and GM Protection Plan^†
Access to special offers
Discounts on Official GM Merchandise

Platinum Tier My GM Rewards Cardmember Benefits

Earn 4 points^† for every $1 spent on every purchase, everywhere
Earn 7 total points^† for every $1 spent on paid GM Certified Service, eligible accessories, GM Genuine and ACDelco parts, and most OnStar plans
Redeem up to $1,000 toward a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle^† purchase
Fuel^† or EV^† Benefit
Vehicle Detailing Allowance^†

Cardmembers will still receive the following Rewards benefits, in addition to Cardmember-exclusive benefits:

Earn 2,500 points on an eligible Certified Pre-Owned vehicle purchase, a CarBravo vehicle purchase or a GM Protection Plan^†
Redeem points on an eligible, new GM vehicle purchase or lease^†
Redeem points on paid GM Certified Service,^† eligible accessories,^† GM Genuine Parts and ACDelco parts,^† most OnStar plans,^† GM Financial,^† and GM Protection Plan^†
Access to special offers
Discounts on Official GM Merchandise
Platinum Rollover Spend
- Once you meet your Platinum tier spend requirements, any additional spend is automatically applied to the following year for a head start on maintaining your tier
Invites to special GM experiences, such as trips, sporting events, concerts and more
Dedicated Member Support Specialist

Important Note: My GM Rewards Cardmembers automatically start in the Gold tier. Meaning you can move up to Platinum, but you won’t move down to Silver.

Earned points will be automatically added to your account. Redeemed points will be automatically removed from your account after completing a purchase.

Check out the Benefits page for more info.

For your security, please don’t include personal info such as phone number, address or credit card details.

About Enrolling in My GM Rewards

About Earning My GM Rewards

About Redeeming with My GM Rewards

About the My GM Rewards^® Mastercard^®

About the GM Extended Family^™ Mastercard^®

About the GM Business^™ Mastercard^®

About the GM^™ Mastercard^®

Enroll in My GM Rewards

Q&As

If I make purchases that take me up a tier, is my account automatically updated?

Your account will be updated to the next tier with no effort needed on your part. Tier assignment may take up to 14 days after account verification.

Spending progress toward the next tier for My GM Rewards members will reset for 2024 in January. As a valued member, you will enjoy your current tier until December 31, 2024 unless you qualify for a new tier.

How long does tier status last?

Once members obtain their new tier level, status is retained through the following calendar year. For example, if you earn Gold tier status on July 1, you will maintain that status until December 31st the following year.

What happens if I don’t meet the criteria for my tier?

If members don’t meet the criteria for their tier status, then they are moved to the next lowest tier status. Silver tier members cannot fall out of their tier unless their account has been inactive for 5 years, and therefore the account will be closed. Members will be notified 30 days prior to a change in tier status. My GM Rewards Cardmembers won't move out of their tier as long as they have a credit card in good standing.

My tier status is not correct – how do I get that corrected?

If you feel your tier status is not correct, please contact the GM Rewards Member Support Center via messaging. You may also contact via phone (844.764.2665) Mon.-Sat. from 9a.m. - 8p.m. EST.

How does the Platinum rollover work?

Spend over $2,500 on OnStar, participating dealership service, parts, accessories and/or spend over $15,000 on the My GM Rewards^® Mastercard^® by the end of the year. You’ll get to keep the difference between these thresholds and your spend.

How does Platinum rollover affect my tier?

In 2024, you will keep your current tier, and you will see any purchases for GM spend be credited to maintaining your Platinum status.

Can I receive more than one Platinum rollover based on my spend in a year?

Yes, Platinum members can have more than one Progress Tracker rolled over based on GM spend and card spend.

Does my spending on my GM Extended Family Mastercard, GM Business Mastercard or GM Mastercard count toward my tier tracking spend?

No, only spend on the My GM Rewards^® Mastercard^® will contribute toward your credit card spend tier tracking.

How does an eligible New Vehicle Purchase contribute toward my tier?

The MSRP of the vehicle is used for determining your tier. You will be in that tier for the balance of the calendar year the tier was achieved, plus three full calendar years after. If you purchase another eligible new vehicle within that timeframe, that MSRP is added toward your tier status.

How long do I get the rollover spend in my Progress Trackers?

Rollover spend will last for one year and is based off your spending from the previous year. If you spent over the thresholds for GM spend and card spend, you will receive the difference in your Progress Tracker at the start of next year.

How do I know what tier I’m in? Where can I check my progress?

You can check your tier^† status and spending progress on your Rewards Dashboard.

What’s the difference between each tier?

Members automatically begin in the Silver tier and can advance to Gold tier, then to Platinum tier. Each tier unlocks access to exclusive benefits.

Silver Tier My GM Rewards Member Benefits

Earn 1 point for every $5 spent on an eligible, new GM vehicle purchase^†
Earn 3 points for every $1 spent on paid GM Certified Service,^† eligible accessories,^† GM Genuine and ACDelco parts,^† and most OnStar^®† plans
Earn 2,500 points on an eligible Certified Pre-Owned vehicle purchase, a CarBravo vehicle purchase or a GM Protection Plan^†
Redeem points on an eligible, new GM vehicle purchase or lease^†
Redeem points on paid GM Certified Service,^† eligible accessories,^† GM Genuine Parts and ACDelco parts,^† most OnStar plans,^† GM Financial,^† and GM Protection Plan^†
Access to special offers

Gold Tier My GM Rewards Member Benefits

Earn 1 point for every $5 spent on an eligible, new GM vehicle purchase^†
Earn 3 points for every $1 spent on paid GM Certified Service,^† eligible accessories,^† GM Genuine and ACDelco parts,^† and most OnStar^† plans
Earn 2,500 points on an eligible Certified Pre-Owned vehicle purchase, a CarBravo vehicle purchase or a GM Protection Plan^†
Redeem points on an eligible, new GM vehicle purchase or lease^†
Redeem points on paid GM Certified Service,^† eligible accessories,^† GM Genuine Parts and ACDelco parts,^† most OnStar plans,^† GM Financial,^† and GM Protection Plan^†
Access to special offers 
Redeem up to $500 toward a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle^† purchase
Discounts on Official GM merchandise
Points don’t expire^†

Platinum Tier My GM Rewards Member Benefits

Earn 1 point for every $5 spent on an eligible, new GM vehicle purchase^†
Earn 3 points for every $1 spent on paid GM Certified Service,^† eligible accessories,^† GM Genuine and ACDelco parts,^† and most OnStar^† plans
Earn 2,500 points on an eligible Certified Pre-Owned vehicle purchase, a CarBravo vehicle purchase or a GM Protection Plan^†
Redeem points on an eligible, new GM vehicle purchase or lease^†
Redeem points on paid GM Certified Service,^† eligible accessories,^† GM Genuine Parts and ACDelco parts,^† most OnStar plans,^† GM Financial,^† and GM Protection Plan^†
Access to special offers 
Redeem up to $750 toward a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle^† purchase
Discounts on Official GM merchandise
Points don’t expire^†
Platinum Rollover Spend 
- Once you meet your Platinum tier spend requirements, any additional spend is automatically applied to the following year for a head start on maintaining your tier 
Invites to special GM experiences, such as trips, sporting events, concerts and more
Dedicated Member Support Specialist

Gold Tier My GM Rewards Cardmember Benefits

Earn 4 points^† for every $1 spent on every purchase, everywhere
Earn 7 total points^† for every $1 spent on paid GM Certified Service, eligible accessories, GM Genuine and ACDelco parts, and most OnStar plans
Redeem up to $1,000 toward a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle^† purchase
Fuel^† or EV^† Benefit
Vehicle Detailing Allowance^†

Cardmembers will still receive the following Rewards benefits, in addition to Cardmember-exclusive benefits:

Earn 2,500 points on an eligible Certified Pre-Owned vehicle purchase, a CarBravo vehicle purchase or a GM Protection Plan^†
Redeem points on an eligible, new GM vehicle purchase or lease^†
Redeem points on paid GM Certified Service,^† eligible accessories,^† GM Genuine Parts and ACDelco parts,^† most OnStar plans,^† GM Financial,^† and GM Protection Plan^†
Access to special offers
Discounts on Official GM Merchandise

Platinum Tier My GM Rewards Cardmember Benefits

Earn 4 points^† for every $1 spent on every purchase, everywhere
Earn 7 total points^† for every $1 spent on paid GM Certified Service, eligible accessories, GM Genuine and ACDelco parts, and most OnStar plans
Redeem up to $1,000 toward a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle^† purchase
Fuel^† or EV^† Benefit
Vehicle Detailing Allowance^†

Cardmembers will still receive the following Rewards benefits, in addition to Cardmember-exclusive benefits:

Earn 2,500 points on an eligible Certified Pre-Owned vehicle purchase, a CarBravo vehicle purchase or a GM Protection Plan^†
Redeem points on an eligible, new GM vehicle purchase or lease^†
Redeem points on paid GM Certified Service,^† eligible accessories,^† GM Genuine Parts and ACDelco parts,^† most OnStar plans,^† GM Financial,^† and GM Protection Plan^†
Access to special offers
Discounts on Official GM Merchandise
Platinum Rollover Spend
- Once you meet your Platinum tier spend requirements, any additional spend is automatically applied to the following year for a head start on maintaining your tier
Invites to special GM experiences, such as trips, sporting events, concerts and more
Dedicated Member Support Specialist

Important Note: My GM Rewards Cardmembers automatically start in the Gold tier. Meaning you can move up to Platinum, but you won’t move down to Silver.

Earned points will be automatically added to your account. Redeemed points will be automatically removed from your account after completing a purchase.

Check out the Benefits page for more info.

How do I move up to the next tier?

You can move up tiers by spending in the following categories:

Move Through Three Tier Levels

SILVER

GOLD

PLATINUM

New eligible GM vehicle purchase or lease based on MSRP value. Tier achieved good for 3 years.

$0 - $44,999

$45,000 - $109,999

$110,000+

Combined Yearly Spend on paid GM Certified Service, eligible Accessories, GM Genuine Parts and ACDelco parts, and most OnStar^® plans

$0 - $1,499

$1,500 - $2,499

$2,500+

Automatically start at Gold as a My GM Rewards Cardmember and move up to Platinum based on annual credit card spend.

N/A

Automatic Gold Tier

$15,000+

When will my spending progress reset?

For Silver and Gold members: Spending progress toward the next tier will reset in early 2024. You have until 12/31 to advance to the next tier. (Unless you recently purchased a new vehicle, then your tier status and spending progress will last for 3 years.)

For Platinum members: Your spending progress will continue into the new year, thanks to Platinum Rollover Spend – exclusive to Platinum tier members.

Move Through Three Tier Levels

SILVER

GOLD

PLATINUM

New eligible GM vehicle purchase or lease based on MSRP value. Tier achieved good for 3 years.

$0 - $44,999

$45,000 - $109,999

$110,000+

Combined Yearly Spend on paid GM Certified Service, eligible Accessories, GM Genuine Parts and ACDelco parts, and most OnStar^® plans

$0 - $1,499

$1,500 - $2,499

$2,500+

Automatically start at Gold as a My GM Rewards Cardmember and move up to Platinum based on annual credit card spend.

N/A

Automatic Gold Tier

$15,000+

What will happen to my spending progress when it resets? Will my tier status also reset?

For Silver and Gold members: Your tier status will remain the same in 2024, but your spending progress toward the next tier will reset. This means you have until 12/31 to advance to the next tier.

For Platinum members: You will continue to enjoy your current tier in 2024. Your spending progress will also continue into the new year, thanks to Platinum Rollover Spend.

How do I earn points?

All My GM Rewards^† members can earn points on the following:

1 point per $5 spent on an eligible, new GM vehicle purchase or lease^†
3 points for every $1 spent on paid GM Certified Service,† eligible accessories,^† GM Genuine and ACDelco parts,^† and most OnStar^† plans
2,500 points with the purchase of a GM Pre-Owned vehicle at a participating dealer  2,500 points with the purchase of a GM Protection Plan^† at a participating dealer

Cardmembers earn more:

4 points^† per $1 spent on everything, anywhere
7 total points^† per $1 spent on paid GM Certified Service, eligible accessories online and at participating GM dealers, GM Genuine Parts and ACDelco parts, most OnStar plans, and more

Looking for something else?

Need more help?

Communicate with one of our specialists.

My GM Rewards Benefits & Tiers