Enhance your Experience with the My GM Rewards Card™

If approved for the My GM Rewards Card, you’ll get rewarded for the everyday spending you do, plus receive exclusive perks and benefits. Learn More

Approved Cardmember Offer

10,000 points after spending $1,000 on the My GM Rewards Card in the first 90 days.

Introductory Purchase APR

0% Intro APR for the first 9 months; thereafter variable APRs range from 14.99% to 24.99%.

Annual Fee

$0


Accelerate Your Rewards

When you use your My GM Rewards Card, get 4 points for every $1 spent everywhere you use your card. Also, receive 7 total points for every $1 spent with GM when you use your My GM Rewards Card on qualifying purchases.


Automatic Gold Tier

My GM Rewards Cardmembers automatically earn Gold Tier status. There’s no annual fee, points don't expire, and there’s no limit to how much a Cardmember can earn or redeem toward an eligible, new GM vehicle.


Mastercard Benefits

My GM Rewards Cardmembers can enjoy exciting benefits including special offers and access to unforgettable experiences.

If you've got a question, we're here to help.

Find answers to your questions in the Support section. Not finding what you’re looking for? Contact a dedicated GM advisor here.

My GM Rewards Program Terms & Conditions | My GM Rewards Card Program Rules

  • My GM Rewards is separate from My GM Rewards Card. Credit approval required. My GM Rewards Card Program Rules apply. Goldman Sachs® Bank USA is the issuer of the My GM Rewards Card. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

  • Goldman Sachs® Bank USA, Salt Lake City Branch is the issuer of the My GM Rewards Card. General Motors is responsible for the operation and administration of the Points Program. For more details about the General Motors Points Program, including redemption options, see the My GM Rewards Card Program Rules.

  • Subject to credit approval. Offer valid for new My GM Rewards Card members who applied between January 10, 2022 and March 31, 2022, and who spend $1,000 or more in eligible purchases in their first 90 days after opening an account. Limit one offer per account. "Purchases" do not include ATM withdrawals, balance transfers, cash advances, traveler’s checks, convenience checks, balance transfer checks, or any other account access checks, foreign currency, money orders, savings bonds, wire transfers or similar cash-like transactions, postage stamps, lottery tickets, casino betting chips, race track wagers or similar betting transactions, interest, unauthorized or fraudulent charges, and fees of any kind. Returns of purchases made during your offer period may impact your eligibility and rewards point bonus. 10,000 bonus points will be credited to your My GM Rewards account approximately 10 days after $1,000 in eligible purchases have posted to your My GM Rewards Card account during the offer period. To be eligible for this bonus offer, account must be open and in good standing at the time of fulfillment. See the My GM Rewards Agreement for more details. Marcus by Goldman Sachs reserves the right to modify or revoke offer at any time. If we determine that you have engaged in or plan to engaged in abuse, fraud, or gaming in connection with this offer, you will not be eligible for this offer and any bonus points awarded to you may be revoked. Issued by Goldman Sachs Bank USA, Salt Lake City Branch.

  • For the My GM Rewards Card: 0% intro purchase APR for the first 9 months as a Cardmember; after that, variable APRs range from 14.99% to 24.99%, based on creditworthiness. Rates as of 01/10/2022. Rates and terms here: www.marcus.com/us/en/credit-cards/gm-cards/rates-and-fees

  • Subject to credit approval. Cardmembers will earn 4 points for every dollar spent on the My GM Rewards Card on eligible purchases outside of GM. Points are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees.  Points are accrued once per transaction. Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

  • Subject to credit approval. Cardmembers will earn 7 points total for every dollar spent on the My GM Rewards Card on eligible purchases at GM. Eligible purchases include service, parts and accessories purchased at participating My GM Rewards Card dealerships or online, less credits and returns. To earn on most OnStar and Connected Services plans, a My GM Rewards Card online account is required. Warranty, recall and body shop work are not eligible for points. Points will not be awarded on GM Fleet vehicles. Points are accrued once per transaction and are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

  • My GM Rewards Membership tier is based on individual spend on GM vehicles, parts, service, OnStar and accessories, and My GM Rewards Cardmember status and spend. See My GM Rewards Terms and Conditions for more details.

  • For the My GM Rewards Card: 0% intro purchase APR for the first 9 months as a Cardmember; after that, variable APRs range from 14.99% to 24.99%, based on creditworthiness. Rates as of 01/10/2022. Rates and terms here: www.marcus.com/us/en/credit-cards/gm-cards/rates-and-fees

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