About the My GM Rewards® Mastercard®

With the My GM Rewards® Mastercard®†, unlock exclusive benefits with the My GM Rewards program. Learn how to apply for the credit card, earn, redeem, find special offers and manage your credit card Account.

Applying for the My GM Rewards® Mastercard®

To apply for the My GM Rewards® Mastercard®, visit Marcus by Goldman Sachs. You’ll see instantly if you are approved for the My GM Rewards® Mastercard® upon submission of your application. If approved, you’ll receive a virtual credit card number to begin purchasing right away. Cardmembers automatically reach the Gold tier within the My GM Rewards program.

Earning with the Credit Card 

All My GM Rewards Cardmembers are automatically enrolled into the My GM Rewards program. My GM Rewards Cardmembers will earn 4 points per $1 spent using their credit card on everything, everywhere, and 7 total points per $1 spent on paid Certified Service, GM Genuine Parts and ACDelco parts, eligible accessories, and most OnStar® plans.

Redeem with the Credit Card

Cardmembers have even more redemption options and are automatically placed as a Gold tier member.

My GM Rewards Cardmembers can redeem unlimited points toward an eligible, new GM vehicle purchase or lease. Cardmembers can also redeem points up to $1,000 toward the purchase of a GM Certified Pre-owned vehicle.

Cardmembers can redeem toward the following products and services. Click below to learn how to redeem for each one:

  • Paid Certified Service
  • Eligible accessories
  • GM Genuine Parts and ACDelco parts
  • Most OnStar plans
  • GM Financial
  • SiriusXM®†
  • No limit on the amount of points Cardmembers can redeem toward a statement credit on eligible GM purchases
  • Statement credit of up to $250 per calendar year on your Credit Card account

Managing Your My GM Rewards® Mastercard® Account

Cardmembers can manage their account by creating a My Account profile or log in with your existing My Account credentials to manage your points, view current balance and minimum payment due date. My GM Rewards Cardmembers will access their account through My Account/Rewards. To manage your My GM Rewards® Mastercard® bank account, Cardmembers will need to visit the Goldman Sachs website.

Linking Your My GM Rewards® Mastercard® to Your My GM Rewards Account

You must link your My GM Rewards Mastercard to your My GM Rewards Account  to access all your earned points and full benefits. Linking also enables you to manage and redeem points online, receive Gold tier benefits, get birthday bonus points and earn special offers like a Fuel or EV benefit. To manage your My GM Rewards Mastercard account, please visit Marcus.com.

IMPORTANT NOTE: Your My GM Rewards Account is housed within your GM MyAccount. You must create a GM MyAccount to access your My GM Rewards Account to complete linking.

If you have a My GM Rewards Mastercard but have not created a GM MyAccount yet, you’ll need to create a GM My Account to access your My GM Rewards Account to link your credit card. Here’s how:

  1. Go to experience.gm.com.
  2. Once on the GM overview page, click on the MyAccount profile symbol in the upper right corner.
  3. Select “Create Account.”
  4. Enter the email address associated with your credit card, then follow the steps to verify it.
  5. Once your email is verified, create your password.
  6. Then, link your My GM Rewards Mastercard to your new My GM Rewards Account by completing steps 1–7 listed in the section below.

If you have the My GM Rewards Mastercard and have already created a GM MyAccount, you will need to link your credit card to your My GM Rewards Program Account. Here’s how:

  1. Go to mygmrewards.com.
  2. Click on the MyAccount profile symbol in the upper right corner of the My GM Rewards page.
  3. Log in with your MyAccount email and password.
  4. Once logged in, click on your username in the upper right corner and then click “Account Overview” within the menu.
  5. Once on the account overview page, scroll down and click on “Rewards Program.”
  6. When you see your My Rewards Account dashboard, click on “Already a My GM Rewards Cardmember?”
  7. Enter the name on your Credit Card, last 4 digits and billing ZIP Code, then click submit to link your My GM Rewards Mastercard to your My GM Rewards Account.

If you have the My GM Rewards Mastercard and have previously created a separate My GM Rewards account, you’ll need to merge them. Here’s how:

Contact the Rewards Members Support at 800-634-4612 to help you identify your accounts and merge them together.

My GM Rewards® Mastercard® Exclusive Benefits

In addition to earning My GM Rewards points that can be redeemed toward eligible GM products and services, My GM Rewards Cardmembers get additional special offers and benefits—including MasterCard® World Elite benefits like Global Emergency Services, ID Theft Protection, Concierge Services and more.

For your security, please don’t include personal info such as phone number, address or credit card details.


Can I receive points on balance transfers?

Points can only be obtained on purchases. Points are not available on balance transfers, cash advances, convenience checks or credit card checks.

If my credit card is lost or stolen, will I lose my accumulated points?

No. A new Goldman Sachs account will be set up for you and your accumulated points balance will be transferred automatically. This transfer will appear on your next billing statement.

Can I use My GM Rewards Card points with other discounts?

My GM Rewards® Mastercard® points may not be used with GM Envolve fleet vehicle incentive programs, some other offers, the GM Employee Discount Program, GM Company-Owned Vehicle Discount or GM Supplier Discount Program. Other exclusions may apply. For current points balance, visit mygmrewards.com or call 1-888-316-2390 to hear your points balance. Please see Program Rules that are applicable to your Account for terms, conditions, and limitations.

Do I receive points on purchases made by authorized users? Can authorized users redeem my Rewards points?

Yes. Points are earned when purchases are made by authorized users. Multiple authorized users can be attached to a primary credit card account and they do not need to reside in the same household.

Authorized users can only redeem points on New Vehicle Sales, and they must present the last 4 digits of their credit card in order to redeem. This does not include points earned through My GM Rewards, only points earned through the My GM Rewards® Mastercard®.

If I apply for the My GM Rewards Card, do I have to be in the My GM Rewards program?

You do not need to be a member of My GM Rewards to apply. Upon approval for a My GM Rewards® Mastercard®, you will automatically become a member.

How do I know if my account is not linked or merged?

Linking your Credit Card is important, as it ensures that you are in the correct tier (which is Gold tier or Platinum tier for My GM Rewards Cardmembers), and will include all of your spend progress toward the next tier.

If you are an existing Rewards member, and you apply for the My GM Rewards® Mastercard®† and use the same email with Marcus — your accounts should automatically link.

If you are a new Cardmember and not an existing Rewards member, you will need to link your Credit Card (please see directions above).

You may need to merge your Credit Card and Rewards accounts if you used a different email address between your Rewards account and your Credit Card application or if you enrolled in Rewards after applying for the My GM Rewards Mastercard.

If you don’t see your Credit Card spend displayed in your Rewards account, please call Rewards member support at 800-634-4612.

What happens to my membership tier once I merge my separate My GM Rewards Accounts?

Once merged, your membership tier will automatically adjust. For example, if you were a Silver tier Rewards member, and you merged your Credit Card account, your tier will be moved up to Gold.

Will my sign-in for my Marcus.com account be different than my sign-in for My GM Rewards?

To make logging in to your accounts easier, you can enable single sign-on by following these steps:

  1. Log in to your My GM Rewards Account.
  2. Click “Username” in the upper right corner and then click on “MyAccount.”
  3. Once on the “MyAccount” overview page, scroll down and click “Rewards Program.”
  4. Once you are on your “My Rewards Program” dashboard, click “My GM Rewards Preferences.”
  5. Once on the preferences page, scroll down to the bottom and enable single sign-on.

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