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About the My GM Rewards Card

With the My GM Rewards Card, unlock exclusive benefits with the My GM Rewards program. Learn how to apply for the card, earn, redeem, find special offers and manage your card Account.

Applying for the My GM Rewards Card

To apply for the My GM Rewards Card, visit Marcus by Goldman Sachs. You’ll see instantly if you are approved for the My GM Rewards Card upon submission of your application. If approved, you’ll receive a virtual card number to begin purchasing right away. Cardmembers automatically reach the Gold tier within the My GM Rewards program.

Earning with the Card 

All My GM Rewards Cardmembers are automatically enrolled into the My GM Rewards program. My GM Rewards Cardmembers will earn 4 points per $1 spent using their card on everything, everywhere, and 7 total points per $1 spent on paid Certified Service, GM Genuine Parts and ACDelco parts, eligible accessories, and most OnStar® and Connected Services plans.

Redeem with the Card

Cardmembers enjoy higher redemption allowances and are automatically placed as a Gold tier member.

My GM Rewards Cardmembers can redeem unlimited points toward an eligible, new GM vehicle purchase or lease. Cardmembers can also redeem points up to $1,000 toward the purchase of a GM Certified Pre-owned vehicle.

Cardmembers can redeem up to $250 toward:

  • Paid Certified Service
  • Eligible accessories
  • GM Genuine Parts and ACDelco parts
  • Most OnStar and Connected Services plans, GM Financial and SiriusXM®
  • Gift cards up to $250 per year.

Managing Your My GM Rewards Card Account 

Cardmembers can manage their account by creating a My Account profile or log in with your existing My Account credentials to manage your points, view current balance and minimum payment due date. My GM Rewards Cardmembers will access their account through My Account/Rewards. To manage your My GM Rewards Card bank account, Cardmembers will need to visit the Goldman Sachs website.

My GM Rewards Card Exclusive Benefits

In addition to earning My GM Rewards points that can be redeemed toward eligible GM products and services, My GM Rewards Cardmembers get additional special offers and benefits—including MasterCard® World Elite benefits like Global Emergency Services, ID Theft Protection, Concierge Services and more.

Q&As

Can I receive points on balance transfers?

Points can only be obtained on purchases. Points are not available on balance transfers, cash advances, convenience checks or credit card checks.

If my card is lost or stolen, will I lose my accumulated points?

No. A new account will be set up for you and your accumulated points balance will be transferred automatically. This transfer will appear on your next billing statement.

Can I use My GM Rewards Card points with other discounts?

My GM Rewards Card points may not be used with GM Fleet vehicle incentive programs, some other offers, the GM Employee Discount Program, GM Company-Owned Vehicle Discount or GM Supplier Discount Program. Other exclusions may apply. For current points balance, visit mygmrewards.com or call 1-888-316-2390 to hear your points balance. Please see Program Rules that are applicable to your Account for terms, conditions, and limitations.

Do I receive points on purchases made by authorized users? Can authorized users redeem my Rewards points?

Yes. Points are earned when purchases are made by authorized users. Multiple authorized users can be attached to a primary credit card account and they do not need to reside in the same household.

Authorized users can only redeem points on New Vehicle Sales, and they must present the last 4 digits of their credit card in order to redeem. This does not include points earned through My GM Rewards, only points earned through the My GM Rewards Card.

If I apply for the My GM Rewards Card, do I have to be in the My GM Rewards program?

You do not need to be a member of My GM Rewards to apply. Upon application for a My GM Rewards Card, you will automatically become a member.

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  • My GM Rewards is separate from My GM Rewards Card. For Rewards: Must be 18 years or older. Points may be earned and redeemed only at GM entities, My GM Rewards participating dealers or third-party retailers in the United States (excluding Puerto Rico, the U.S. Virgin Islands or Guam). Points are not earned on taxes, fees or body shop repair orders and expire without further notice upon Member Account deactivation.

     

    For My GM Rewards Card: Cardmembers may earn and redeem points at participating My GM Rewards Card dealers. Cardmember points are earned on qualifying purchases and do not expire. Points are accrued once per transaction and are not earned on taxes, discounts, rebates, incentives, cash advances, balance transfers, ATM withdrawals, finance charges or fees cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Some restrictions apply. Subject to credit approval. Visit mygmrewards.com to view My GM Rewards Terms & Conditions.

  • Credit approval required. Terms and conditions apply.

  • Goldman Sachs® Bank USA, Salt Lake City Branch is the issuer of the My GM Rewards Card. General Motors is responsible for the operation and administration of the Points Program. For more details about the General Motors Points Program, including redemption options, see the My GM Rewards Card Program Rules.

  • Subject to credit approval. Cardmembers will earn 4 points for every dollar spent on the My GM Rewards Card on eligible purchases outside of GM. Points are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees.  Points are accrued once per transaction. Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

  • Subject to credit approval. Cardmembers will earn 7 points total for every dollar spent on the My GM Rewards Card on eligible purchases at GM. Eligible purchases include service, parts and accessories purchased at participating My GM Rewards Card dealerships or online, less credits and returns. To earn on most OnStar and Connected Services plans, a My GM Rewards Card online account is required. Warranty, recall and body shop work are not eligible for points. Points will not be awarded on GM Fleet vehicles. Points are accrued once per transaction and are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

  • Points may not be used with GM Fleet vehicle incentive programs or the GM Employee Discount Program, GM Company-Owned Vehicle Discount or GM Supplier Discount Program. Other exclusions may apply. Log in to mygmrewards.com for more details.

  • Cardmembers can redeem up to $1,000 in points (100,000 points = $1,000 when redeemed at GM) per calendar year toward eligible Certified Pre-Owned GM vehicles. Points may not be used with GM Fleet vehicle incentive programs, some other offers, the GM Employee Discount Program, GM Company-Owned Vehicle Discount or GM Supplier Discount Program. Other exclusions may apply.  Please see Program Rules that are applicable to your account for terms, conditions, exclusions, and limitations.  For current points and details, visit mygmrewards.com or call 1-833-773-0988.

  • Cardmembers are eligible to redeem up to $250 of points accrued per calendar year toward qualifying GM purchases. Qualifying GM purchases include customer paid Certified Service, parts and accessories purchased at an authorized GM dealership or online, as well as eligible GM subscription services, including most OnStar and Connected Services plans, SiriusXM subscriptions and Chevrolet, Buick, GMC, and Cadillac Protection Plans. Cardmembers can redeem points at the point of transaction at participating GM dealerships, or by using their My GM Rewards Card to make an eligible purchase and logging in to mygmrewardscard.com to redeem for a statement credit. Cardmembers can also redeem points toward eligible GM Financial monthly charges. Log in to mygmrewardscard.com for more details.

  • Cardmembers must log in to mygmrewardscard.com to redeem points toward gift cards. Each point redeemed toward a gift card is worth $0.0025 (e.g., 100,000 points = $250). Cardmembers are eligible to redeem up to 100,000 in points for $250 in gift cards per calendar year. Log in to mygmrewards.com for more details.

  • Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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