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About the My GM Rewards® Mastercard®

With the My GM Rewards® Mastercard®†, unlock exclusive benefits with the My GM Rewards program. Learn how to apply for the credit card, earn, redeem, find special offers and manage your credit card Account.

Applying for the My GM Rewards® Mastercard®

To apply for the My GM Rewards® Mastercard®, visit Marcus by Goldman Sachs. You’ll see instantly if you are approved for the My GM Rewards® Mastercard® upon submission of your application. If approved, you’ll receive a virtual credit card number to begin purchasing right away. Cardmembers automatically reach the Gold tier within the My GM Rewards program.

Earning with the Credit Card 

All My GM Rewards Cardmembers are automatically enrolled into the My GM Rewards program. My GM Rewards Cardmembers will earn 4 points per $1 spent using their credit card on everything, everywhere, and 7 total points per $1 spent on paid Certified Service, GM Genuine Parts and ACDelco parts, eligible accessories, and most OnStar® and Connected Services plans.

Redeem with the Credit Card

Cardmembers have even more redemption options and are automatically placed as a Gold tier member.

My GM Rewards Cardmembers can redeem unlimited points toward an eligible, new GM vehicle purchase or lease. Cardmembers can also redeem points up to $1,000 toward the purchase of a GM Certified Pre-owned vehicle.

Cardmembers can redeem toward the following products and services. Click below to learn how to redeem for each one:

Managing Your My GM Rewards® Mastercard® Account

Cardmembers can manage their account by creating a My Account profile or log in with your existing My Account credentials to manage your points, view current balance and minimum payment due date. My GM Rewards Cardmembers will access their account through My Account/Rewards. To manage your My GM Rewards® Mastercard® bank account, Cardmembers will need to visit the Goldman Sachs website.

My GM Rewards® Mastercard® Exclusive Benefits

In addition to earning My GM Rewards points that can be redeemed toward eligible GM products and services, My GM Rewards Cardmembers get additional special offers and benefits—including MasterCard® World Elite benefits like Global Emergency Services, ID Theft Protection, Concierge Services and more.


For your security, please don’t include personal info such as phone number, address or credit card details.


Q&As

Can I receive points on balance transfers?

Points can only be obtained on purchases. Points are not available on balance transfers, cash advances, convenience checks or credit card checks.

If my credit card is lost or stolen, will I lose my accumulated points?

No. A new Goldman Sachs account will be set up for you and your accumulated points balance will be transferred automatically. This transfer will appear on your next billing statement.

Can I use My GM Rewards Card points with other discounts?

My GM Rewards® Mastercard® points may not be used with GM Envolve fleet vehicle incentive programs, some other offers, the GM Employee Discount Program, GM Company-Owned Vehicle Discount or GM Supplier Discount Program. Other exclusions may apply. For current points balance, visit mygmrewards.com or call 1-888-316-2390 to hear your points balance. Please see Program Rules that are applicable to your Account for terms, conditions, and limitations.

Do I receive points on purchases made by authorized users? Can authorized users redeem my Rewards points?

Yes. Points are earned when purchases are made by authorized users. Multiple authorized users can be attached to a primary credit card account and they do not need to reside in the same household.

Authorized users can only redeem points on New Vehicle Sales, and they must present the last 4 digits of their credit card in order to redeem. This does not include points earned through My GM Rewards, only points earned through the My GM Rewards® Mastercard®.

If I apply for the My GM Rewards Card, do I have to be in the My GM Rewards program?

You do not need to be a member of My GM Rewards to apply. Upon approval for a My GM Rewards® Mastercard®, you will automatically become a member.

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