My GM Rewards Card Spend Icon

My GM Rewards Card™ Spend

As a My GM Rewards Cardmember, you'll earn points on the everyday spending you do, and be able to take advantage of special offers, exclusive perks and more. There's no annual fee, your points never expire, and you automatically start at Gold Tier.


How it Works

Earn 4 points for every $1 spent on everyday purchases.

Earn 7 Points for every $1 spent on paid GM Certified Service, GM Genuine Parts and ACDelco parts, eligible accessories, and most OnStar® and Connected Services plans.

Enroll in My GM Rewards for free and earn on most things with GM.

Apply for the My GM Rewards CardTM and earn faster with your everyday spend.

More Ways to Earn and Redeem

If you've got a question, we're here to help.

Find answers to your questions in the Support section. Not finding what you’re looking for? Contact a dedicated Member Support Specialist here.

My GM Rewards Program Terms & Conditions | My GM Rewards Card Program Rules | GM Extended Family Card Program Rules | GM Business Card Program Rules

  • My GM Rewards is separate from My GM Rewards Card. Credit approval required. My GM Rewards Card Program Rules apply. Goldman Sachs® Bank USA is the issuer of the My GM Rewards Card. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

  • Goldman Sachs® Bank USA, Salt Lake City Branch is the issuer of the My GM Rewards Card. General Motors is responsible for the operation and administration of the Points Program. For more details about the General Motors Points Program, including redemption options, see the My GM Rewards Card Program Rules.

  • For the My GM Rewards Card: 0% Intro purchase APR for the first 12 months as a Cardmember; after that, variable APRs range from 15.74% to 25.74% based on creditworthiness. Balance transfers: 15.74% to 25.74% variable APR. Balance transfers are not available at this time. Cash advances variable APR of 27.74%.  Up to $40 late penalty fee. Rates as of 6/1/2022. Rates and terms here: www.marcus.com/gm-rates-and-fees.

  • My GM Rewards Membership tier is based on individual spend on GM vehicles, parts, service, OnStar and accessories, and My GM Rewards Cardmember status and spend. See My GM Rewards Terms and Conditions for more details.

  • Subject to credit approval. Cardmembers will earn 4 points for every dollar spent on the My GM Rewards Card on eligible purchases outside of GM. Points are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Points are accrued once per transaction. Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

  • Subject to credit approval. Cardmembers will earn 7 points total for every dollar spent on the My GM Rewards Card on purchases at GM, less credits and returns. To earn on most OnStar and Connected Services plans, a My GM Rewards Card online account is required. Points are accrued once per transaction and are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

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