My GM Rewards Card™
The My GM Rewards Card† helps you accelerate how you earn points with every purchase.† See Program Rules.
Approved Cardmember Offer
15,000 bonus points after spending $1,000 on the My GM Rewards Card† in your first 3 months.
Introductory Purchase APR
0% Intro APR for the first 12 months†; thereafter variable APRs range from 19.24% to 29.24%.
4 points for every $1 spent using the card, anywhere, everyday.†
7 total points for every $1 spent on paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, and most OnStar® and Connected Services plans.†
Cardmembers can redeem unlimited points toward an eligible, new GM vehicle purchase or lease†
Redeem your points toward paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®.†
Redeem up to $1,000 toward the purchase of a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle.†
Gold and Platinum Cardmembers can redeem up to $250 per calendar year on gift cards from a variety of eligible merchants, stores, restaurants and more, at a 1% redemption rate.†
Automatic Gold Tier
My GM Rewards Cardmembers automatically earn Gold Tier status.† There’s no annual fee† and points don't expire.
Unlimited Earning and Redemption Power
There’s no limit to how much a Cardmember can earn and redeem toward an eligible, new GM vehicle.†
Access to Special Offers
Unlock additional benefits including statement credits and gift card redemptions.
Special Offers for Cardmembers
There are so many ways for My GM Rewards Cardmembers to level up through two membership tiers and choose a path to more benefits and exclusive offers.
Statement Credit Toward Your Fuel or Electric Vehicle Bill
Gold and Platinum Cardmembers can receive a $100 statement credit for $1,500 in fuel† spend per calendar year, or a $100 statement credit for six electrical bill† payments per calendar year for GM electric vehicle owners.
Vehicle Detailing Allowance
Get a $50 allowance when you use your My GM Rewards Card for vehicle detailing at a participating GM dealer every calendar year.†
Access to Mastercard World Elite®
As a My GM Rewards Cardmember,† you have access to Mastercard World Elite® benefits, including special discounts and access to unforgettable experiences.
Enjoy discounts and perks including DoorDash℠, Lyft™, ShopRunner℠ and Fandango℠.
Peace of Mind
Mastercard Identity Protection helps protect Cardmembers with alerts, resolution services and lost wallet assistance. Zero Liability ensures that Cardmembers won’t be held liable for unauthorized purchases. Global Emergency Services are available 24/7 for lost and stolen card reporting, emergency card replacement, emergency cash advances and more.
While on the road, Cardmembers can enjoy Concierge Services, Mastercard Travel & Lifestyle Services, Mastercard Airport Concierge and Mastercard Golf.
All Rates and Fees
Introductory Annual Percentage Rate for Purchases (APR)
0% for 12 months from the date of account opening.
After that, your APR will be 19.24% to 29.24% variable based on your creditworthiness. This APR will vary with the market passed on the Prime Rate.
Annual Percentage Rate for Purchases (APR)
19.24% to 29.24% variable based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
APR for Cash Advances
This APR will vary with the market based on the Prime Rate.
How to Avoid Paying Interest on Purchases
Your due date is at least 25-28 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.
Foreign Transaction Fee
Cash Advance Fee
Late Payment Fee
Up to $40
If you've got a question, we're here to help.
Find answers to your questions in the Support section. Not finding what you’re looking for? Contact a dedicated Member Support Specialist here.