GM Business Card Used to Earn or Redeem

GM Business™ Mastercard®

The GM Business™ Mastercard® rewards small business owners with special benefits. Build earnings toward an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle† for the job. See Program Rules.
GM Business Card Used to Earn or Redeem

Approved Cardmember Offer

Get $750 in Bonus Earnings after spending $5,000 on the My GM Business™ Mastercard® in the first 5 months.†

Introductory Purchase APR

0% Intro APR for the first 9 months†; thereafter variable APRs range from 19.24% to 29.24%.

Annual Fee

$0†

Clicking Apply Now will take you to Goldman Sachs Bank website to apply for a GM Business™ Mastercard®. Application is subject to the Goldman Sachs Terms of Use and Privacy Policy.

Apply Now

Put Your Expenses to Work

Earn up to 5% toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle.†
Redeem and Earn My GM Reward Points When Taking Your Vehicle in for Service

5% Earnings† on purchases of GM Genuine and ACDelco Parts, eligible accessories and paid Certified Service at authorized GM Dealers.
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3% Earnings† on purchases at gas stations, restaurants and office supply stores.
Woman Paying Restaurant Bill Using Her GM Business Card

1% Earnings on all other purchases.

Benefits
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Earn and Redeem

There’s no limit to the amount of Earnings you can build up or redeem toward an eligible, new GM vehicle. Earnings don’t expire as long as your Account stays open and in good standing.
Cadillac Escalade in Driveway

Combine Offers

Combine Earnings with most current vehicle offers for more potential value.
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No-Cost Employee Cards

Add employee cards to your Account, set individual spending limits and track all individual spending activity – all at no additional cost.
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No Annual Fee†

No annual fee and no foreign transaction fee.
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Mastercard Easy Savings®

The Mastercard Easy Savings Program®† allows you to save on everyday expenses when using your enrolled Mastercard business card on qualified purchases at participating merchants nationwide. Learn more about the Mastercard Easy Savings® Program.

How to Redeem
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Choose

Choose

Choose your eligible, new Chevrolet, Buick, GMC or Cadillac vehicle at a participating GM dealership.

Choose your eligible, new Chevrolet, Buick, GMC or Cadillac vehicle at a participating GM dealership.
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Agree

Agree

Agree on your best price with your dealer after taking advantage of vehicle offers.

Agree on your best price with your dealer after taking advantage of vehicle offers.
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Deduct

Deduct

Deduct your Earnings plus any exclusive Cardmember offers from your agreed upon price.

Deduct your Earnings plus any exclusive Cardmember offers from your agreed upon price.

Rates and Fees

Introductory Annual Percentage Rate (APR) for Purchases

0% for 9 months from the date of account opening.

After that, your APR will be 19.24% to 29.24%; variable based on your creditworthiness.

Purchase APR

19.24% to 29.24%; variable based on your creditworthiness

APR for Cash Advances

29.99% variable

Annual Fee

$0

Foreign Transaction Fee

$0

Cash Advance Fee

$0

Late Payment Fee

Up to $40

If you've got a question, we're here to help.

Find answers to your questions in the Support section. Not finding what you’re looking for? Contact a dedicated Member Support Specialist here.
Go to Rewards Support