GM Business Card™

The GM Business Card rewards small business owners with special benefits. Build earnings toward an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle for the job. See Program Rules.

Approved Cardmember Offer

Get $500 in Bonus Earnings after spending $4,000 on the My GM Business Card in the first 90 days.

Introductory Purchase APR

0% Intro APR for the first 12 months ; thereafter variable APRs range from 14.24% to 24.24%. 

Annual Fee

$0


Put Your Expenses to Work

Earn up to 5% toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle.

5% Earnings on purchases of GM Genuine and ACDelco Parts, eligible accessories and paid Certified Service at authorized GM Dealers.

3% Earnings on purchases at gas stations, restaurants and office supply stores.

1% Earnings on all other purchases.

Benefits

Earn and Redeem

There’s no limit to the amount of Earnings you can build up or redeem toward an eligible, new GM vehicle. Earnings don’t expire as long as your Account stays open and in good standing.

Combine Offers

Combine Earnings with most current vehicle offers for more potential value.

No-Cost Employee Cards

Add employee cards to your Account, set individual spending limits and track all individual spending activity – all at no additional cost.

No Annual Fee

No annual fee and no foreign transaction fee.

Mastercard Easy Savings®

The Mastercard Easy Savings Program® allows you to save on everyday expenses when using your enrolled Mastercard business card on qualified purchases at participating merchants nationwide. Learn more about the Mastercard Easy Savings® Program.

How to Redeem

GM Business Card 1 Icon

Choose

Choose

Choose your eligible, new Chevrolet, Buick, GMC or Cadillac vehicle at a participating GM dealership.

Choose your eligible, new Chevrolet, Buick, GMC or Cadillac vehicle at a participating GM dealership.


GM Business Card 2 Icon

Agree

Agree

Agree on your best price with your dealer after taking advantage of vehicle offers.

Agree on your best price with your dealer after taking advantage of vehicle offers.


GM Business Card 3 Icon

Deduct

Deduct

Deduct your Earnings plus any exclusive Cardmember offers from your agreed upon price.

Deduct your Earnings plus any exclusive Cardmember offers from your agreed upon price.

All Rates and Fees

Annual Fee

$0

Introductory Purchase APR

0% on purchases for the first 12 months

Purchase APR

14.24% to 24.24% variable

Transfer APR

14.24% to 24.24% variable

Cash Advance APR

27.24% variable

Transfer Fee

$0

Foreign Transaction Fee

$0

Cash Advance Fee

$0

Late Payment Fee

Up to $40

If you've got a question, we're here to help.

Find answers to your questions in the Support section. Not finding what you’re looking for? Contact a dedicated Member Support Specialist here.

My GM Rewards Program Terms & Conditions | My GM Rewards Card Program Rules | GM Extended Family Card Program Rules | GM Business Card Program Rules

GM Business Card Earnings Eligibility
GM Business Card Earnings are those reflected as of date indicated and are subject to additional purchases, returns and redemptions. Earnings are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Earnings may not be used with some offers or on the purchase of any vehicle sold as a GM Fleet vehicle, with some other offers. Earnings may not be used on the purchase of certain vehicles, such as those sold or obtained at auction. See your authorized GM Dealership for eligibility. Other exclusions may apply. Please see The GM Business Card Program Rules that are applicable to your account for terms, conditions, exclusions and limitations. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. For Current Earnings, visit
gmcard.com or call 1-833-773-0990.

ESB Offer Business Card 

Subject to credit approval. Offer valid for new GM Business Card members who spend $4,000 or more in eligible purchases in their first 90 days after opening an account. Limit one offer per new card member. “Purchases” do not include cash advances or other cash-like transactions, balances transfers, ATM withdrawals, savings bonds, finance charges or fees. Returns of purchases made during your offer period may impact your eligibility and bonus Earnings. Bonus Earnings are equal to $500 only when redeemed for the purchase or lease of a new vehicle at GM. Earnings may not be redeemed for any other use. Bonus Earnings will be credited to your GM Business Card account within two billing cycles after $4,000 in eligible purchases have posted to it during the offer period. To be eligible for this offer, card account must be open and in good standing at time of fulfillment. See the GM Business Card Earnings Program Rules for more details. Goldman Sachs Bank USA reserves the right to modify or revoke offer at any time. If Goldman Sachs Bank USA determines that you have engaged in or plan to engage in abuse, fraud or gaming in connection with this offer, you will not be eligible for this offer, and any bonus Earnings awarded to you may be revoked. Issued by Goldman Sachs Bank USA, Salt Lake City Branch.
 

Business Card APR 
0% Intro purchase APR for the first 12 months as a Cardmember; after that, variable APRs range from 14.24% to 24.24% based on creditworthiness. Balance transfers: 14.24% to 24.24% variable APR. Cash advances variable APR of 27.24%. Up to $40 late penalty fee. Rates as of April 1, 2022. Rates and terms here.
https://www.marcus.com/us/en/credit-cards/gm-cards/rates-and-fees/business
 
3% Gas  
Earnings, including those on rewards offer purchases, will be applied based on the merchant category code used by the merchant who reports a transaction.  GM and Goldman Sachs Bank USA are not responsible for merchant category code errors made by merchants. 
 
Mastercard Easy Savings 
Certain restrictions apply. Go to Mastercard Easy Savings® Program for details and exclusions.

  • GM Business Card Earnings are those reflected as of date indicated and are subject to additional purchases, returns and redemptions. Earnings are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Earnings may not be used with some offers or on the purchase of any vehicle sold as a GM Fleet vehicle, with some other offers. Earnings may not be used on the purchase of certain vehicles, such as those sold or obtained at auction. See your authorized GM Dealership for eligibility. Other exclusions may apply. Please see The GM Business Card Program Rules that are applicable to your account for terms, conditions, exclusions and limitations. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. For Current Earnings, visit gmcard.com or call 1-833-773-0990.

  • Subject to credit approval. Offer valid for new GM Business Card members who spend $4,000 or more in eligible purchases in their first 90 days after opening an account. Limit one offer per new card member. “Purchases” do not include cash advances or other cash-like transactions, balances transfers, ATM withdrawals, savings bonds, finance charges or fees. Returns of purchases made during your offer period may impact your eligibility and bonus Earnings. Bonus Earnings are equal to $500 only when redeemed for the purchase or lease of a new vehicle at GM. Earnings may not be redeemed for any other use. Bonus Earnings will be credited to your GM Business Card account within two billing cycles after $4,000 in eligible purchases have posted to it during the offer period. To be eligible for this offer, card account must be open and in good standing at time of fulfillment. See the GM Business Card Earnings Program Rules for more details. Goldman Sachs Bank USA reserves the right to modify or revoke offer at any time. If Goldman Sachs Bank USA determines that you have engaged in or plan to engage in abuse, fraud or gaming in connection with this offer, you will not be eligible for this offer, and any bonus Earnings awarded to you may be revoked. Issued by Goldman Sachs Bank USA, Salt Lake City Branch.

  • 0% Intro purchase APR for the first 12 months as a Cardmember; after that, variable APRs range from 14.24% to 24.24% based on creditworthiness. Balance transfers: 14.24% to 24.24% variable APR. Cash advances variable APR of 27.24%. Up to $40 late penalty fee. Rates as of April 1, 2022. Rates and terms here. https://www.marcus.com/us/en/credit-cards/gm-cards/rates-and-fees/business

  • Earnings, including those on rewards offer purchases, will be applied based on the merchant category code used by the merchant who reports a transaction.  GM and Goldman Sachs Bank USA are not responsible for merchant category code errors made by merchants.

  • Certain restrictions apply. Go to Mastercard Easy Savings® Program for details and exclusions.

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