GM Business™ Mastercard^®

The GM Business™ Mastercard^®† rewards small business owners with special benefits. Build earnings toward an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle^† for the job. See Program Rules.

Approved Cardmember Offer

Get $750 in Bonus Earnings to redeem with GM after spending $5,000 on the GM Business™ Mastercard^® in your first 5 months.^†

Introductory Purchase APR

0% Intro Purchase APR for the first 9 months^†; thereafter, variable APR of 18.49% to 28.49%.

Annual Fee

$0^†

Clicking Apply Now will take you to Goldman Sachs Bank website to apply for a GM Business™ Mastercard^®. Application is subject to the Goldman Sachs Terms of Use and Privacy Policy.

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Put Your Expenses to Work

Earn up to 5% toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle.^†

Redeem and Earn My GM Reward Points When Taking Your Vehicle in for Service

5% Earnings^† on purchases of GM Genuine and ACDelco Parts, eligible accessories and paid Certified Service at authorized GM Dealers.

Woman Fueling Her GM Vehicle Using Her GM Business Card

3% Earnings^† on purchases at gas stations, restaurants and office supply stores.

Woman Paying Restaurant Bill Using Her GM Business Card

1% Earnings on all other purchases.^†

Benefits

Couple Biking in Nature with their Chevrolet Silverado Truck

Earn and Redeem

There’s no limit to the amount of Earnings you can build up or redeem toward an eligible, new GM vehicle.^† Earnings don’t expire as long as your Account stays open and in good standing.^†

Combine Offers

Combine Earnings with most current vehicle offers for more potential value.

Woman Paying Her GM Business Card Statement Online

No-Cost Employee Cards

Add employee cards to your Account, set individual spending limits and track all individual spending activity – all at no additional cost.

Woman Reviewing Her GM Business Card Statement

No Annual Fee^†

No annual fee and no foreign transaction fee.

Woman Checking Her GM Business Card Balance Online

Mastercard Easy Savings^®

The Mastercard Easy Savings Program^®† allows you to save on everyday expenses when using your enrolled Mastercard business card on qualified purchases at participating merchants nationwide. Learn more about the Mastercard Easy Savings^® Program.

How to Redeem

Choose

Choose your eligible, new Chevrolet, Buick, GMC or Cadillac vehicle at a participating GM dealership.

Agree

Agree on your best price with your dealer after taking advantage of vehicle offers.

Deduct

Deduct your Earnings plus any exclusive Cardmember offers from your agreed upon price.

Rates and Fees

Introductory Annual Percentage Rate (APR) for Purchases

0% for 9 months from the date of account opening.

After that, your APR will be 18.49% to 28.49%; variable based on your creditworthiness.

Purchase APR

18.49% to 28.49%; variable based on your creditworthiness

APR for Cash Advances

29.99% variable

Annual Fee

Foreign Transaction Fee

Cash Advance Fee

Late Payment Fee

Up to $40

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GM Business™ Mastercard^®

Get $750 in Bonus Earnings to redeem with GM after spending $5,000 on the GM Business™ Mastercard^® in your first 5 months.^†

0% Intro Purchase APR for the first 9 months^†; thereafter, variable APR of 18.49% to 28.49%.