A New Way To Manage Your GM Rewards Cards

To offer you a more fulfilling Cardmember journey, we’ve moved to Marcus by Goldman Sachs® and streamlined the way you access your GM account.

Have an existing GM account? Sign in.

Don’t have an existing GM account? Create an account.

Once signed in, you will find your card information under “Rewards Programs” in your account overview. If you haven’t already done so, link your card.

Enhance Your Experience With The My GM Rewards Card™

If approved for the My GM Rewards Card, you’ll get rewarded for the everyday spending you do, plus receive exclusive perks and benefits. See Program Rules. Learn More

Approved Cardmember Offer

15,000 points after spending $1,000 on the My GM Rewards Card in your first 3 months.

Introductory Purchase APR

0% Intro APR for the first 12 months ; thereafter variable APRs range from 15.74% to 25.74%.

Annual Fee

$0


Accelerate Your Rewards

When you use your My GM Rewards Card, get 4 points for every $1 spent everywhere you use your card. Also, receive 7 total points for every $1 spent with GM when you use your My GM Rewards Card on qualifying purchases.


Automatic Gold Tier

My GM Rewards Cardmembers automatically earn Gold Tier status. There’s no annual fee, points don’t expire, and there’s no limit to how much a Cardmember can earn or redeem toward an eligible, new GM vehicle.


Mastercard Benefits

My GM Rewards Cardmembers can enjoy exciting benefits including special offers and access to unforgettable experiences.

Two Cards Specifically Tailored For GM Family Members And Business Owners

The GM Extended Family Card lets you combine Earnings with GM discounts and special offers toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle and the GM Business Card allows you to put your expenses to work and earn toward an eligible, new GM vehicle for your business.

GM Extended Family Card

It pays to be part of the family. As a GM employee, supplier or dealership employee, this is the card for you. With the GM Extended Family Card, you can combine your Earnings with your GM Employee, Dealership or Supplier Discount to get even more. Earnings can be used for up to 7 years on accounts in good standing. See Program Rules. Learn More

GM Business Card

The GM Business Card enables Cardmembers to maximize Earnings based on small business owner spending. This includes 5% on purchases of GM Genuine Parts and ACDelco parts, eligible accessories and paid Certified Service at authorized GM Dealers, 3% on fuel, dining and office supply store purchases, plus 1% on all other purchases. See Program Rules. Learn More

If you've got a question, we're here to help.

Find answers to your questions in the Support section. Not finding what you’re looking for? Contact a dedicated Member Support Specialist here.

My GM Rewards Program Terms & Conditions | My GM Rewards Card Program Rules | GM Extended Family Card Program Rules | GM Business Card Program Rules

  • My GM Rewards is separate from My GM Rewards Card. Credit approval required. My GM Rewards Card Program Rules apply. Goldman Sachs® Bank USA is the issuer of the My GM Rewards Card. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

  • Goldman Sachs® Bank USA, Salt Lake City Branch is the issuer of the My GM Rewards Card. General Motors is responsible for the operation and administration of the Points Program. For more details about the General Motors Points Program, including redemption options, see the My GM Rewards Card Program Rules.

  • This offer is not available to applicants who have had this card or have another pending or approved application for the card (the “New Application Requirement”). Subject to credit approval. Subject to the New Application Requirement, this offer is valid for new My GM Rewards Card members who spend $1,000 or more in eligible purchases in their first 90 days after opening an account. Offer subject to change. Limit one offer per account. “Purchases" do not include ATM withdrawals, balance transfers, cash advances, traveler’s checks, convenience checks, balance transfer checks, or any other account access checks, foreign currency, money orders, savings bonds, wire transfers or similar cash-like transactions, postage stamps, lottery tickets, casino betting chips, race track wagers or similar betting transactions, interest, unauthorized or fraudulent charges, and fees of any kind. Returns of purchases made during your offer period may impact your eligibility and rewards point bonus. 15,000 bonus points will be credited to your My GM Rewards account approximately 10 days after $1,000 in eligible purchases have posted to your My GM Rewards Card account during the offer period. To be eligible for this bonus offer, account must be open and in good standing at the time of fulfillment. See the My GM Rewards Agreement for more details. Marcus by Goldman Sachs® reserves the right to modify or revoke offer at any time. If we determine that you have engaged in or plan to engaged in abuse, fraud, or gaming in connection with this offer, you will not be eligible for this offer and any bonus points awarded to you may be revoked. Issued by Goldman Sachs Bank USA, Salt Lake City Branch.

  • For the My GM Rewards Card: 0% Intro purchase APR for the first 12 months as a Cardmember; after that, variable APRs range from 15.74% to 25.74% based on creditworthiness. Balance transfers: 15.74% to 25.74% variable APR. Balance transfers are not available at this time. Cash advances variable APR of 27.74%.  Up to $40 late penalty fee. Rates as of 6/1/2022. Rates and terms here: www.marcus.com/gm-rates-and-fees.

  • For the My GM Rewards Card: 0% intro purchase APR for the first 9 months as a Cardmember; after that, variable APRs range from 14.99% to 24.99%, based on creditworthiness. Rates as of 01/10/2022. Rates and terms here: www.marcus.com/us/en/credit-cards/gm-cards/rates-and-fees

  • Subject to credit approval. Cardmembers will earn 4 points for every dollar spent on the My GM Rewards Card on eligible purchases outside of GM. Points are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Points are accrued once per transaction. Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

  • Subject to credit approval. Cardmembers will earn 7 points total for every dollar spent on the My GM Rewards Card on purchases at GM, less credits and returns. To earn on most OnStar and Connected Services plans, a My GM Rewards Card online account is required. Points are accrued once per transaction and are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

  • My GM Rewards Membership tier is based on individual spend on GM vehicles, parts, service, OnStar and accessories, and My GM Rewards Cardmember status and spend. See My GM Rewards Terms and Conditions for more details.

  • GM Extended Family Card Earnings are subject to additional purchases, returns, redemptions and expiration.  Earnings are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees.  Earnings may not be used with some offers or on the purchase of certain vehicles, such as GM Certified Pre-Owned Vehicles, GM Fleet vehicles, any vehicle sold or obtained at auction or any vehicle sold through a special event or titled to a business not in your name.  Please see Program Rules that are applicable to your Account for terms, conditions, exclusions and limitations.

  • Earnings, including those on rewards offer purchases, will be applied based on the merchant category code used by the merchant who reports a transaction.  GM and Goldman Sachs Bank USA are not responsible for merchant category code errors made by merchants.

  • GM Business Card Earnings are those reflected as of date indicated and are subject to additional purchases, returns and redemptions. Earnings are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Earnings may not be used with some offers or on the purchase of any vehicle sold as a GM Fleet vehicle, with some other offers. Earnings may not be used on the purchase of certain vehicles, such as those sold or obtained at auction. See your authorized GM Dealership for eligibility. Other exclusions may apply. Please see The GM Business Card Program Rules that are applicable to your account for terms, conditions, exclusions and limitations. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. For Current Earnings, visit gmcard.com or call 1-833-773-0990.

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