Get ready to earn 20,000 Bonus Points as a new Cardmember with this special OnStar Member offer

For a limited time only, OnStar Members can earn 20,000 bonus points (a $200 value with GM) when you spend $1,000 in your first 3 months as a new Cardmember. This offer is available until May 15, 2024, and is only valid through the link you received in your email.

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Accelerate your rewards

Earn 7 points per $1 spent on GM purchases and 4 points per $1 spent everywhere else.

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No annual fee

No annual fee, no foreign transaction fees or cash advance fees. Late fees may apply.

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Low introductory purchase APR for 9 months

0% Intro Purchase APR for the first 9 months; thereafter variable APRs range from 20.24% to 29.99%.

Powerful ways to redeem

Use your points on most OnStar plans and more.

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Redeem the points you earn toward GM accessories, from wheels to floor liners – and everything in between.

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Certified Service

Need GM Certified Service? Redeem your points on things like oil changes and tire rotations at participating dealers.

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Redeem points toward your GM Financial account balance.

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Fuel or EV Benefit

Once approved, activate your Credit Card to earn one of these statement credit benefits: $100 back when you spend $1,500 on fuel annually or $100 back when you use your Credit Card to pay six electric bill payments each calendar year if you’re a Chevrolet electric vehicle owner.

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Vehicle Detailing Allowance

Get a $50 allowance when you use your My GM Rewards® Mastercard® for vehicle detailing at a participating GM dealer every calendar year.

My GM Rewards Program Terms & Conditions. | My GM Rewards® Mastercard® Program Rules. | GM Extended Family™ Mastercard® Program Rules. | GM Business™ Mastercard® Program Rules. | California Residents: Notice of Financial Incentive

Link Account
To take full advantage of Cardmember benefits and redemption options, you need to first create a GM MyAccount and then link your My GM Rewards Mastercard account to your My GM Rewards Loyalty Program Account and to your GM MyAccount. For directions on how to create and link these accounts, please see or call the GM Rewards Member Support Team at 1-844-764-2665.